Spread betting is an account grouping that permits traders who are UK occupants to use the forex market with a tax-free framework, which means capital additions are not taxed by the UK government. From an exchanging and execution point of view, there’s no contrast between the forex exchanging account and spread betting account. A similar stage is additionally utilized for each. Several Uk based forex managed accounts

Spread betting is sans tax because of the UK tax code. So on the off chance that you live in the UK, at that point, it’s to your greatest advantage to exchange a spread betting account. The pip an incentive on the spread betting account is distinctive since the account is designated in GBP.

The spread betting includes taking a wagered on the value development of currency sets. An organization offering currency spread betting normally cites two costs, the offer and the ask cost – this is known as the spread. Traders wager whether the cost of the currency match will be lower than the offer cost or higher than the ask cost. The smaller the spread, the more alluring the currency match. Like spread betting, traders don’t have to really possess any currency. Many managed forex trading accounts are working on hedge funds through the usage of spread betting to earn millions of dollars.

A financier firm quotes an approach cost for the EUR/USD match at 1.0015 and an offer cost at 1.0010. On the off chance that you as a dealer trust that the Euro will fortify contrasted with the USD, you could “wager” € 1 for each point (Pip) the Euro increments over 1.0015. In the event that the EUR/USD after a specific timeframe came to $1.0025, you would get € 1. On the off chance that the cost of the Euro was rather $1.0005, you would wind up losing € 1. Spread betting on shares illustration Say Apple is exchanging with an offer cost of 135.05 and a purchase cost of 135.20. You envision that Apple shares will ascend in the following couple of days because of another item discharge tomorrow. You choose to go long on (purchase) Apple shares for £10 per purpose of development at 135.20. Following three days, Apple shares have surely moved to support you and expanded to 135.50/135.65. You choose a decent time to close your exchange. This implies you’ll be turning out with a benefit of (13550 – 13520) x 10 = £300, barring all every day subsidizing charges. Then again, in the event that you initially chosen to offer Apple for £10 per point at 135.05 and afterward shut down at 135.65, you would have wound up with lost (13565 – 13505) x £10 = £600. By and by, barring any day by day subsidizing charges.


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High Commission Affiliate Programs – Fast Start For Beginners

High commission affiliate programs are a logical way for marketing beginners to get off to a fast start in internet business. Because learning about the many aspects of online marketing takes time, joining a high commission affiliate program is a way to generate cash while ingesting as much information as possible. If you are a new marketer, why not start generating some cash for your new business while you are learning all that you can about internet marketing?

While promoting someone else’s products may not seem as sexy as promoting your own, you might be surprised by how much helpful information you can gather from promoting affiliate offers and how good getting paid right away really feels!First you will learn about all types of affiliate opportunities, how they work and how you will be compensated. This can be overwhelming at first, but once you get going and you generate an income online, you will not only be thrilled with the milestone of making your first dollar with your computer, but you will also be happy to have a financial comfort zone for yourself. No doubt, most beginners are in need of some fast cash in their accounts to finance their operations!

Start by investigating different websites offering a program for affiliates like ClickBank, PayDotCom and Commission Junction. Read magazines, books and other sources. You will find a great deal of information that is crucial for learning about the existing opportunities. Pay close attention to commission payout percentages and payment methods during your research. Some programs make you wait for months for a paycheck and do not payout unless you have earned $100 or $200 in commissions. When you have identified two or three affiliate programs that pay the highest commission (75%) and pay quickly – join up!Your job as an affiliate will be to attract visitors to your offers. And you need to know the best ways to attract customers. This is where the real education begins and never really ends, because you will always be seeking new, ingenious ways to drive targeted traffic to your affiliate programs. You will need to build some skills in article marketing, email marketing, video marketing, and social bookmarking to be a successful internet marketer.

By joining a few high commission affiliate programs you will be gaining this experience while getting off to a fast!

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Investments For Beginners – What to Expect the First Year

Whether you are in twenties and wondering how best to make your money work for you or in your forties and desirous of ensuring your retirement is safe, it’s never too late to begin investing. Before you jump into the stock market with a “sure thing” tip from your neighbor, however, be sure to do your research and understand what you can realistically expect from your first year of investing.

Finding Support for Your Financial Plans

Consulting a financial planner and creating a financial plan is crucial to investment success. A qualified financial planner will help you determine whether or not you are in a position to invest.

If you are not yet in a position to invest, a planner can help you create a plan to pay down any debt you may have and eventually save money to invest at a later date. Once you have saved the money to invest, a financial planner can help you evaluate investment opportunities and create an investment plan turned forLearning the Ropes

Risk: “Without risk, there is no reward.” All investments carry some risk, but a greater risk does not always mean a greater reward. While no one ever wants to lose money, you’ll never invest money that you cannot afford to lose. You will learn right away how an investment might go down (or up) only to reverse in the other direction a few months later.

Finding Your Niche: In your first year of investing, it is important to remember that you are still learning how to invest. While it may be exciting to find up-and-coming investment opportunities, it may be wise to stick with companies that are proven performers instead. You’ll soon discover where you are the most comfortable placing your money and why.

Importance of Diversification: When planning your investments, you will always be told to diversify. Putting all of your money in any one industry or product can spell disaster for your portfolio if that industry were to take a loss. Diversifying your portfolio will help strengthen your portfolio against ups and downs in the market. And while diversifying also includes putting some money in long-term investments and others in short-term, you should learn to be wary and to do your research before investing. Investment opportunities that promise high rewards in a short time are often investment fads and are more likely to lose money rather than make money.A Lifetime of Learning

Once you start investing, it is up to you to continue to learn more about the market. Learn about other investment opportunities, evaluate them, and figure out whether they are right for you. Monitor your investments with your financial planner to ensure that your investments are continuing to help you meet the goals that you set for yourself. While a financial planner is your partner in the process, it is ultimately up to you to make the final decisions.

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Web Design For Beginners

Define your audience and their needs

Defining the purpose and objectives of your website should be your first step. Focus on what you want your website to achieve. Create a profile of your intended audience and try to understand their needs and tastes, and design the site with them at the forefront of your mind at all times. Take a look at competitor websites to gain an idea of what works and what doesn’t.

Easy navigation

In order to make your content easy for your intended audience to navigate, make sure the links to the main sections of your website are easily visible from each web page. You want to invite people to view as many pages of your site as possible, so make it easy for them to find each page.

A good way to help you visualise the structure of the site is to create a flow chart of the whole website on paper. Think about think about how your users might structure the information within the site to help them find the information they need easily.

Try to keep the information on your first page a general overview so you don’t bog people down with too much information. They can then click on the (clear and easy to use) links to view more information about the topics that they are interested in.


Most web pages have a common structure consisting of a header and footer, a horizontal navigation bar along the top and / or a vertical navigation bar down the left of the page and a central section for the main content.

This structure is based on simple, easy-to-understand layout principles. If there’s a lot of content, split it up into several different pages so your viewer doesn’t have to digest too much information on one page.

Keep text simple and to the point, and make sure grammar is correct; check and check again to avoid looking unprofessional. Text is more difficult to read on screen than in printed media, so’s crucial get your message across in a succinct and easy to understand way.

You should always keep your text blocks relatively small. Huge paragraphs are more difficult to read and may make your audience lose interest quickly.

Stick to 2 or 3 different fonts at the most, and make sure they are ones generally found on most computers. San serifs are easier to read on computer monitors so stick to these for the main text, and make sure your text is large enough for everyone to read. Bullet points, lists and relevant photos can help to break up the text.Learn the basics of html

Learning the basics of html, even if you are using WYSIWYG software Front Page or Dreamweaver – will help you gain an understanding of how a web page in built, and deal with problems you encounter using the software. Try and stay away from tables, and create the pages using layers (divs) and cascading style sheets (CSS).

Tables mix ‘presentational’ data in with your content, which makes the file size of your pages unnecessarily large, as users must download this presentational data for each page they visit. But by using structural markup to create web pages, you can keep the actual content of your page separate from the way it is presented.

Table-based pages are also much less accessible to users with disabilities and viewers using mobiles and PDAs to access the Web. And to change the layout of the site, all you need to do is change the style sheets; you do not need to edit the pages themselves at all.

Using colour

Creating a balanced colour palette from which to choose your website colour scheme will help you to create a professional looking website. Bright clashing colours scream amateur.

Optimising photos and images

Don’t use a graphic just for the sake of it; make sure there’s a reason for it’s presence, i.e. it improves the user’s understanding and experience. A site full of unnecessary graphics looks amateurish, and it can be an obstacle for accessibility tools such as screen readers.

Make sure the photos and images you do use are clear and well optimised to reduce file size and increase page loading times. One sure sign of an amateurish website is a page with a huge image that takes forever to load. And your viewer will probably click away from the site before they even get a chance to see it.

Creating clear, professional looking graphics GIFs are really grids made of tiny pixel squares. Data about every pixel is saved (so it’s lossless), and you can save up to 256 colors. Pixels may also be transparent.

A GIF may contain more than one frame, so it can be animated. It is a good format for saving images with fewer colors, like charts and small graphics, images containing text, and drawings.

JPEGs are a good file format for images with millions of colors, like photographs, drawings with many shades, images containing gradients etc.

Design tips:

a.) Use design to highlight functionality. For example; using gradients on button also helps make them seem more ‘button like';, different coloured mouse over text draws attention to links.

b.) Be wary of animation and sounds unless they serve a specific function. It is difficult to concentrate on reading what’s on your site when there are things flashing on and off and flying around the page. And visitors with slow connections may resent that you wasted their time by forcing them to load animations and sound files against their will. Some recent research does indicate that visitors assaulted by blinking ads are more likely to leave the site immediately, and are far less likely to bookmark the site, return to it, link to it, and recommend it.

c.) Don’t use images as a web page background. Image backgrounds scream ‘amateur’ because it’s mostly amateurish sites that use them. They take longer to load and the text over the background image is usually difficult to read.

e.) Design the webpage including all elements within it for your audience. For example, create a chilled out mood for a massage / therapy website using colours like lavender and blue. Use darker, more restrained, stronger colours for a more traditional finance website.

d.) If your business doesn’t already have one, make a logo for your site, display it at the top of every page, and add a link from it back to your homepage. It will make your site look more professional and create a sense of branding to help people remember your site and recognise it as yours.Going ‘live’


When it comes to hosting, cheapest is not always best. For a small-ish ‘beginner'; website you shouldn’t need much bandwidth (unless you’ve not been following the ‘image optimisation’ guidelines!) But I wouldn’t recommend hosting your website with the cheapest offer available until you have checked that they can give all the support you may need as a newbie.

I would always recommend looking for a local contact telephone number on the website of the hosting company you are considering using, and ringing it to make sure there is an actual person at the end of it.

Ask if you can get technical help from this number; they may only communicate via email for technical support. If they give you another number, ask how much it costs per minute, and ring it to make sure there is someone at the end willing to help you as a beginner should you have any problems connecting to their server, uploading your files, or sorting out your email accounts.

You should also make sure email accounts are included in the cost, and, if you have any dynamic elements such as a search facility or enquiry form on the website, check that the server will support the PHP or ASP etc needed to allow this facility to work, and if that is included in the hosting price quoted.


You can download free ftp software to upload your new website to your new hosting space from a variety of sources including Filezilla or Smart ftp, or you could try a free trial with Cute ftp.

Search engine optimisation

Although professional web designers have the optimisation of the website in mind from the start of design and development, as a newbie, you have to take it one step at a time! So now you’ve designed, built and uploaded your website, take a look at some of the ways you can now begin to optimise it for search engine ranking:

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